:root{
      --theme:#0B3D91;
      --deep:#07152e;
      --ink:#10213d;
      --muted:#61708a;
      --line:#dce6f2;
      --ice:#f2f7fc;
      --white:#fff;
      --shadow:0 18px 45px rgba(10,45,95,.11);
      --radius:16px
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;color:var(--ink);background:#f7faff;font-family:"PingFang SC","Microsoft YaHei",Arial,sans-serif;line-height:1.7}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}
    .topbar{background:var(--deep);color:#dce9fa;font-size:13px}
    .topbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-contact{display:flex;gap:22px}
    .topbar a:hover{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{height:76px;display:flex;align-items:center;gap:30px}
    .logo{display:flex;align-items:center;gap:10px;min-width:190px;color:var(--deep);font-size:19px;font-weight:800}
    .logo img{width:38px;height:38px;object-fit:contain}
    .main-nav{flex:1}
    .nav-list{display:flex;align-items:stretch;justify-content:center;gap:3px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;gap:6px;padding:26px 14px;color:#263b5b;font-size:14px;white-space:nowrap}
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--theme)}
    .has-arrow:after{content:"";width:6px;height:6px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg) translateY(-2px)}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:330px;padding:22px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.2s ease}
    .mega-menu{width:720px}
    .nav-item:hover>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.dropdown-panel,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-10px;left:0;right:0;height:10px}
    .panel-title{margin:0 0 12px;color:var(--deep);font-size:15px}
    .panel-list{display:grid;gap:8px;margin:0}
    .panel-list a{color:#4e607b;font-size:13px}
    .panel-list a:hover,.mega-card:hover strong{color:var(--theme)}
    .mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}
    .mega-column+.mega-column{border-left:1px solid var(--line);padding-left:25px}
    .mega-card{display:flex;gap:10px;padding:8px 0;border-bottom:1px solid #edf2f8}
    .mega-card img{width:38px;height:38px;object-fit:cover;border-radius:8px;background:var(--ice)}
    .mega-card span{min-width:0;display:grid;gap:1px}
    .mega-card strong{font-size:13px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .mega-card small{font-size:11px;color:var(--muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .mega-footer{display:block;margin-top:16px;padding-top:12px;border-top:1px solid var(--line);color:var(--theme);font-size:13px;font-weight:700}
    .header-btns{display:flex;align-items:center;gap:9px;white-space:nowrap}
    .member-btn{color:var(--theme);font-size:13px;font-weight:700}
    .open-account{padding:9px 15px;border-radius:8px;background:var(--theme);color:#fff;font-size:13px}
    .hamburger{display:none;width:42px;height:40px;padding:8px;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer}
    .hamburger span{display:block;width:22px;height:2px;margin:4px auto;background:var(--deep);transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
    .drawer-overlay{position:fixed;inset:0;z-index:40;background:rgba(4,18,42,.5);opacity:0;visibility:hidden;transition:.2s}
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{position:fixed;z-index:41;top:0;right:0;width:min(380px,88vw);height:100vh;background:#fff;transform:translateX(100%);transition:.25s;overflow:auto;box-shadow:-15px 0 40px rgba(0,0,0,.16)}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:14px;padding:20px;border-bottom:1px solid var(--line);font-weight:700}
    .drawer-head span{flex:1}
    .drawer-head a{padding:6px 12px;border-radius:6px;background:var(--theme);color:#fff;font-size:13px}
    .drawer-close{border:0;background:transparent;color:var(--muted);font-size:28px;line-height:1;cursor:pointer}
    .drawer-menu{padding:10px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid #edf1f6;background:none;text-align:left;color:var(--ink);font-weight:600;cursor:pointer}
    .drawer-toggle:after{content:"+";float:right;color:var(--theme);font-size:20px}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:5px 0 8px 14px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:14px}
    .footer{margin-top:70px;background:var(--deep);color:#b8c7dd}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:38px;padding:48px 0 38px}
    .footer h3{margin:0 0 15px;color:#fff;font-size:15px}
    .footer p{margin:7px 0;font-size:13px}
    .footer a{display:block;margin:7px 0;color:#b8c7dd;font-size:13px}
    .footer a:hover{color:#fff}
    .footer-brand strong{display:block;margin-bottom:14px;color:#fff;font-size:20px}
    .footer-bottom{padding:18px 0;border-top:1px solid rgba(255,255,255,.12);font-size:12px;color:#91a4c0}
    .tag-page{padding:58px 0 0}
    .tag-hero{text-align:center;padding:18px 20px 42px}
    .eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--theme);font-size:13px;font-weight:800;letter-spacing:.08em}
    .eyebrow:before{content:"";width:25px;height:2px;background:var(--theme)}
    .tag-hero h1{margin:12px 0 8px;color:var(--deep);font-size:clamp(30px,5vw,52px);line-height:1.2}
    .tag-hero p{max-width:650px;margin:0 auto;color:var(--muted);font-size:15px}
    .tag-summary{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:22px}
    .summary-pill{padding:7px 14px;border:1px solid #cbd9eb;border-radius:999px;background:#fff;color:#4d6483;font-size:13px}
    .tag-summary strong{color:var(--theme)}
    .tag-content{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start}
    .tag-list{display:grid;gap:18px}
    .tag-article{display:grid;grid-template-columns:220px minmax(0,1fr);gap:22px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 8px 25px rgba(12,54,105,.05)}
    .tag-article-image{height:155px;overflow:hidden;border-radius:11px;background:var(--ice)}
    .tag-article-image img{width:100%;height:100%;object-fit:cover}
    .tag-article-body{min-width:0}
    .tag-label{display:inline-block;margin-bottom:6px;color:var(--theme);font-size:12px;font-weight:700}
    .tag-article h2{margin:0 0 7px;color:var(--deep);font-size:20px;line-height:1.4}
    .tag-article h2 a:hover{color:var(--theme)}
    .tag-article-summary{display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:3;overflow:hidden;margin:0 0 10px;color:var(--muted);font-size:14px}
    .tag-meta{display:flex;flex-wrap:wrap;gap:9px 16px;color:#7a8ba4;font-size:12px}
    .tag-meta span{white-space:nowrap}
    .tag-tags{margin-top:8px;color:var(--theme);font-size:12px}
    .read-link{display:inline-block;margin-top:10px;color:var(--theme);font-size:13px;font-weight:700}
    .tag-sidebar{padding:22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
    .tag-sidebar h2{margin:0 0 15px;color:var(--deep);font-size:18px}
    .tag-sidebar p{margin:0 0 17px;color:var(--muted);font-size:13px}
    .side-link{display:block;padding:11px 0;border-top:1px solid #edf2f7;color:#506782;font-size:13px}
    .side-link:hover{color:var(--theme)}
    .pagination{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin:34px 0 0}
    .pagination a{min-width:36px;padding:7px 11px;border:1px solid var(--line);border-radius:7px;background:#fff;text-align:center;color:#526680;font-size:13px}
    .pagination a:hover,.pagination a.active{border-color:var(--theme);background:var(--theme);color:#fff}
    @media(max-width:980px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-inner{justify-content:space-between}
      .logo{min-width:0}
      .footer-grid{grid-template-columns:1fr 1fr}
    }
    @media(max-width:700px){
      .container{width:min(100% - 28px,1180px)}
      .topbar-inner{padding:8px 0;align-items:flex-start;flex-direction:column;gap:2px}
      .topbar-contact{gap:12px;flex-wrap:wrap}
      .header-inner{height:68px;gap:10px}
      .member-btn{display:none}
      .open-account{padding:8px 11px}
      .tag-page{padding-top:35px}
      .tag-content{grid-template-columns:1fr}
      .tag-article{grid-template-columns:1fr;gap:14px}
      .tag-article-image{height:190px}
      .tag-article h2{font-size:18px}
      .footer-grid{grid-template-columns:1fr 1fr;gap:25px 18px;padding:35px 0}
      .footer-brand{grid-column:1/-1}
    }
    @media(max-width:430px){
      .footer-grid{grid-template-columns:1fr}
      .footer-brand{grid-column:auto}
      .tag-article-image{height:165px}
    }